Prospect Mortgage Rolls Out FHA 580 – 639 Program

FHA 580-639 FICO Program

We continue to lead the industry by providing world-class products and service to our clients!Michele Poulin, Prospect Mortgage We are committed to extending the opportunity of homeownership through responsible lending that leads to affordable home loans. We offer an FHA program to borrowers with FICO scores between 580 and 639. This means more opportunity for customers to qualify for a home loan! Product highlights:

  • 3.5% down
  • Gift funds permitted
  • Fixed-rate loan only
  • Applies only to purchase loans

Headquartered in Sherman Oaks, CA, Prospect Mortgage — including its Joint Ventures and Prospect Lending* — is one of the largest independent residential retail mortgage lenders in the United States. Our company is backed by Chicago-based Sterling Capital Partners, a leading private equity firm with approximately $4 billion of assets under management. I am also excited to share with you that we recently received Tier-1 ranking — a prestigious recognition and the highest level possible — by the U.S. Department of Housing and Urban Development (HUD), underscoring our reputation as an ultra-high-quality lender. If you would like more information or have any questions about how FHA loans and world-class service may benefit your clients, please call me today. *Prospect Mortgage operates as Prospect Lending, LLC in NY.

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